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Having a branch in each reserve would probably be a money-losing proposition. The retail end of banking is not very lucrative,particularly with credit unions, which refuse to charge high fees totheir users."What about part-time branches on alternate days? That would cutcosts," Dale suggested."That still wouldn't work. Branches could be set up on a desk at eachband office, and perhaps an ATM outside. But the labor costs wouldstill be too high. You would have to have someone going to fourdifferent reserves of that size to break even." Then do four," Dale said. "Mornings in one, then afternoons inanother. And two different locations the next day. Like River says, itis a service, so you serve people. Just having an ATM on the reserveswould be huge for the people." That might actually work," Alison said. "Not something we could do inthe first year, but maybe after a year we could look at it as anexpansion. Thanks honey, now at least I can offer something for thosepeople at the meeting.. " I called Daddy when I realized that you couldn't have done this awful thing, Bill. I told him what I found out, and he told me that he always knew it wasn't you. He said that he thought that he and my mom had raised a smarter daughter than to believe such nonsense. But then he thought that his daughter would have been smart enough to not cheat on her husband, either. So you see; Daddy has always been on your side. Mom was kind of like me, she had her doubts; but not after Daddy explained that you couldn't physically have done it."Now what can I do to help? I want to help my man and I'll do anything I'm able to do to help you in this." For starters, just love me and only me. Secondly, talk to John Stevenson and see if he knows where Sam Goodman, Ted Lorenzo, and Dan Stark are. I think one or all of them are the ones who did this thing. They are the only people with the clout and the anger to frame me for this crime. They all lost more than their jobs when I had them fired. They lost.
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