”“What’s a 401K plan?” Sarah asked.Dexter answered, “It’s like a savings account where you put money into it out of your paycheck. While the money is in the account, it’s being invested and, hopefully, increases in value at a better rate than a regular savings account. The thing is that you can’t touch the money until you retire. You don’t pay taxes on it until you take the money out of the fund. Now that’s a good deal because you’re making a lot of money when you put it into the fund so that taxes would have been high, but you’re not making a lot of money when you take it out so the taxes are low.”“So it’s a retirement thing,” Will said.“Right,” Dexter said.“So how is that dangerous?” Will asked.Dexter said, “It sometimes happens that the company puts that money into a fund that reinvests that money in the company. It’s kind of like this spot right here. Everything is okay, but it could become bad very quickly.”“How?” Will asked.Dexter answered, “While the company is doing well,. In his first time at bat in a Nats uniform, Zeke Ramirez hit one over the scoreboard in right field and out into the dark somewhere, maybe into the Anacostia River. The twenty-five or thirty thousand there to see him cheered like we had won the pennant, and he had to step out of the dugout and tip his hat before they would stop yelling his name. From that day on, he heard 'Zeke, Zeke, Zeke' every time he came to the plate. Attendance improved at once.Then I found a leadoff hitter, or actually had one built for me. Young Frank Smith, who backed up Papa Junkins at first and who played both third base and the outfield for me had been under scrutiny by Scott Lindale's TV/computer system and had also become one of Mac's prize pupils. "Use him," said my taciturn batting coach, standing in his usual spot, his shoulder against the edge of the dugout. "Leave him in for a week. Give him a chance to show you." He managed to chew through a box of toothpicks every game, littering the dugout.
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