Tom thanked them for their doing the homework and then launched into individual stock selection. He covered a successful mutual fund manager’s advice about looking at cars in the parking lot or people waiting to get into a store suggestions on how to select stocks. He countered that with the efficient market hypothesis and the conflicting opinions on that hypothesis from other respected investors and behavior economists.The benefit of investing in mutual funds or ETF’s which gave diversification because of the number of stocks in those funds was covered. The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks. Is that what you're wearing?Yes that's why I have it on.I thought to myself when she gets wet there will be nothing left to the imagination.I had a pair of boardshorts on. Lets go.We got to the beach. Wouldn't you know it Becky spotted a small sign “nude beach”This way dad, lets go to the nude beach.Becky your mom will kill me.I want to go. Anyway you just saw me naked and I sucked you off.As soon as we passed the “nude beach” sign Becky quickly took off her tiny bikini.Come on dad lets go.Becky are you sure you want to do this?Yes dad, get your boardshorts off and lets go.I may as well. Becky's going with or without me. Thankfully my da(u)ghter sucked me off earlier.Becky was taking it all in commenting to me on everyone and everything.Look at the tits on her, wow look at how big her nipples are, that guys hung like a fuckin horse. She sure has her work cut out for her stretching her pussy to the max. Imagine him trying to fuck her ass. He'd split her in two. Ick doesn't that guy.
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